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First Time Buyers
Researching for any type of insurance can be a daunting task and Corporate Health Insurance is no exception. Each company has different needs and it's our job to ensure that you get the policy best suited to your business. As an employer your decision will be largely driven by cost, but don't let this rule your decision. The cheapest cover may well have the fewest benefits, benefits that could out-weigh the incremental cost of your premium.
To help you make your decision of what cover to get we have listed some key questions for you to consider.
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How many employee's do you want to cover?
Obviously, the greater the number the larger your premiums will be (although it can normally work out cheaper per employee).
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Do you want reduced premiums for reduced healthcare cover?
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Do you want different levels of cover for different types of employee (floor staff/management)?
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Are you prepared to use the NHS if the treatment is available within a reasonable period of time? This could help reduce your premiums.
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Do you want cover to include out-patient treatment?
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Are there any specific hospitals you'd like to be included in your cover?
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Do you want you policy to cover all costs associated with healthcare insurance? Or have your employee's pay an excess?