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Business Health Care

Business Health Care - General Information

As well as providing Individual Health Insurance and Family Health Insurance, we also provide Business Health Care insurance. Whether your business consists of two or two hundred employee's, Business Health Care insurance will have its advantages for you. Employee absence has a significant impact on business costs and according to research done by the CIPD*, can cost on average £666 per employee each year. While you can't guarantee that your employees will never take sickness absence, you can be sure that having a Business Health Care plan will get them back to work faster. No lengthy NHS or specialist waiting lists, means your employee's will be seen to on days convenient to them and treated much faster.

Business health care policies usually have more flexibility with the benefits available in comparison to the options available on an individual policy. Also if you or any of your employee's already have individual healthcare insurance, you could cut the cost significantly by taking out a business health care policy.

We recommend Business Health Care policies from the market's most trusted insurers including Aviva (formerly Norwich Union), PruHealth and more. Many of these companies have decades of experience, networks of private hospitals spanning the UK and offer support in the form of telephone-based advice lines.

Under the current tax rules (December 2010), Business Health Insurance is a tax-deductible business expense.

* Source: CIPD Absence management. Survey report 2008