Usay Compare specialises in finding the right private individual health insurance for customers just like you. When you compare individual health insurance plans with us, we search our panel of health insurers to bring you the best policy at the best price.
Whether you want comprehensive health insurance cover for you and your family, or just a policy to insure the essentials, Usay Compare can help you find best individual health care insurance plans and online quotes for you.
Getting ill is stressful enough without having to worry about long wait times and NHS queues for treatment.
Having an individual health insurance policy in place can give you the peace of mind that you won't have to wait for any treatment, procedures or care you may need, as the cost of private treatment is covered by your PMI policy.
Individual private healthcare is designed just for you – no one else. Your premium will be based on a number of factors, including:
as you get older, your insurance premiums can increase.
some areas, such as industrial cities, carry a higher health risk, which could increase your premiums.
Your medical history:
a history of medical conditions could increase your premiums, and certain pre-existing conditions may be excluded from cover.
If you’re fit and healthy, private medical insurance covers most acute medical conditions. Commonly covered conditions include:
All insurers have exclusions, which explicitly state what isn't covered by their health insurance policies. Generally, these exclusions include anything that will only ever be dealt with by the NHS – including:
Each insurer has its own list of exclusions, and our expert advisers will happily talk you through what is and isn't included for any policy we sell.
We know insurance isn’t always the easiest subject to understand, so we’ve produced a range of helpful, plain English guides to clear up any confusion and answer your questions. Choose a guide from the list below to find out more about private medical insurance.
View all the guides
Comparing health insurance plans to find the best possible cover at the best possible price? You’re in the right place. Usay Compare works in a similar way to a broker, comparing prices and cover from market leading UK health insurance companies such as Aviva, AXA and Bupa.
Unlike some insurance brokers, our service is completely free of charge. We're not tied to a single insurer, which means we’re independent, unbiased and impartial. If you’re wondering how to compare health insurance plans and policies, rest assured, we strive to exceed your expectations with our service every single time you get a quote from us. Be smart – compare UK health insurance before you buy.
"Honesty...and the best policy".
Our mission statement reflects our desire to put you first at all times.
We're proud to have one of the strongest and best-trained teams of advisers in the industry.
We have a straightforward, no-nonsense approach to insurance – we won't confuse you with industry buzzwords or jargon.
"First rate service, adviser listened to my requirements carefully, then selected a new insurance provider for me to consider. Was fully committed to exploring any points or queries that we raised about the proposed insurance. Would recommend Usay Compare to anyone interested in medical insurance."
"Very clear advice. Never felt pushed or forced into a decision. Never felt pushed into a policy that was more expensive than I wanted to pay. Follow up calls were not a nuisance or long."
"I found customer support to be both professional and timely in all their feedback. I had already done some homework on alternative quotes prior to contacting Usay but found their input to be more thorough."
"Excellent, quick, value for money service with proper explanation of issues, risks and alternatives. Thank you."
Usay Compare and Health Insurance Compare are trading styles of Usay Business Limited, which is authorised and regulated by the Financial Conduct Authority, reference number: 478676.
Usay Business Limited is registered in England and Wales. Registration number 06463920.
Registered address: Usay House, 5 Hercules Court, Lakeside Business Park, Broadway Lane, South Cerney, Cirencester GL7 5XZ.
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