Can I choose where I am treated/my private hospitals?

There are three different options you can choose: Essential, Countrywide and Extended Hospital Lists. Essential lists tend to help lower your premium and covers you to stay in NHS private patient units along with your local private hospitals. The Countrywide list extends the coverage of the Essential list, giving you access to private hospitals and clinics. The Extended list gives you access to the widest access including London private hospitals.

What is the difference between the NHS and Private Health Insurance?

As a nation we are fortunate to have a publicly funded health service, giving everyone access to treatment at little to no cost. Due to increasing pressure on the NHS, many people now face long waiting lists and delayed or cancelled treatment. Whilst receiving private treatment you will not face long waiting lists for treatment, in fact you are likely to be seen within a week or so. Health Insurance offers you access to a choice of hospitals and treatment times that suit you, with overnight stays often being in a private room. More on the NHS and Private Medical Insurance here.

Can I get cover for cancer treatment should I be diagnosed?

Health Insurance gives you access to the latest cancer treatment, as well as medication and procedures that don’t tend to be obtainable on the NHS. Private cancer care is intended to make your treatment as comfortable as possible by making chemotherapy at home an option, along with home nursing.

Can I get cover for my pre-existing condition?

Long NHS waiting lists and cancelled or delayed procedures are a common motivation for initial enquiries into Health Insurance. Depending on the condition, it is unlikely it will be covered on your plan. Although, if you have a pre-existing condition speak to one of our expert advisors as different underwriting options may suit your needs.

Exploring the Mental Health Benefits of Swimming

Today more than ever, taking care of our emotional and mental health is as important as taking care of our physical well-being - but did you know that regular physical exercise is a great place to begin? While a physical activity, exercise releases feel-good endorphins and boosts energy, making it a great way to care for your mind and improve your mood. And you don’t need to be hitting the heavy weights in the gym to get these benefits, either; in fact swimming - a relatively low-impact and accessible form of exercise - can do just as much for your mental health as a 5k run.

So, what makes swimming so good for your mind? Let’s take a look.

Stress Reduction through Swimming

First up, one of the primary benefits of swimming is its ability to reduce stress; this is because the act of swimming demands focus on breathing and movement, drawing attention away from daily stresses and anxieties. This diversion not only provides immediate relief but also contributes to longer-term stress management; plus, the physical exertion involved in swimming helps in the release of tension accumulated in the muscles, further aiding in stress reduction.

Endorphin Release and Mood Elevation

Swimming, like many other forms of physical exercise, stimulates the release of endorphins, aka the body's natural mood lifters. These biochemical changes in the brain lead to feelings of happiness and reduced perception of pain, meaning that regular swimming sessions can - when a routine is maintained consistently - play a significant role in elevating your mood and combating conditions like depression and anxiety.

Mindfulness and Swimming

Swimming can also be a form of mindfulness practice; the repetitive nature of strokes and the focus required to maintain technique and breathing rhythm encourage a state of present moment awareness, which can help you foster a sense of peace and mental clarity while you’re in the pool.

Social Aspects of Swimming

It’s also worth noting the social aspect; swimming isn’t a solitary activity, and even if you go alone, you’ll still be surrounded by like-minded people all doing the same thing you are. And don’t forget that you can also go a step further and join swimming clubs or groups; while it might seem minor, these social interactions and fostering a community can provide emotional support, contributing positively to your mental health.

Self-Esteem and Confidence

If you struggle with confidence, regular swimming can also enhance self-esteem - and we’re not talking about losing weight! While swimming can help tone up your body, what’s more likely to be impactful on your confidence is the accomplishment of developing as a swimmer; as you see improvements in your technique and endurance, you’ll likely experience a boost in your self-image and body perception.

Overcoming Mental Health Challenges

For those facing mental health challenges - such as depression or Generalised Anxiety Disorder (GAD), swimming can be a valuable component of a holistic treatment plan, most notably due to the boost in endorphins and feel-good hormones that swimming offers.

However, it's important to note that swimming is a complement to professional mental health care, and shouldn’t be used as a substitute for a comprehensive treatment plan.

Swimming and Sleep Improvement

Young woman sleeping in her bed

We all know how important sleep is for our mental wellbeing: not only does sleep dictate our mood and energy levels on a day-to-day basis, but it also does the work of giving our body downtime to rest and recover. And if you struggle with sleep or insomnia, swimming may be able to help: this is because the physical tiredness induced by swimming, combined with the stress-relieving benefits, can lead to improved sleep quality. And when you’re getting better quality sleep, you’re not only enhancing your everyday mood but also ensuring better cognitive function.

Inclusivity in Swimming

Finally, what’s great about swimming is that it’s an inclusive activity, accessible to people of all ages and abilities. It can be particularly empowering for individuals with physical limitations or disabilities, as the pool gives you a sense of freedom and movement that might be difficult to achieve in other forms of exercise. Most councils in the UK also offer affordable access to swimming pools in local leisure centres, so you don’t need to take out an expensive gym membership if you’re on a budget.

Final Thoughts

Overall, the mental health benefits of swimming are vast and backed by science, from stress reduction and mood elevation to cognitive enhancement and therapeutic applications. As a form of exercise that is both physically rewarding and mentally soothing, swimming is perhaps the most accessible - and fun! - avenue for achieving and maintaining your mental health.

Do remember, however, that while swimming can significantly contribute to better health, it should complement other forms of mental health care, as well as healthy lifestyle choices that prioritise your emotional and physical wellbeing. Whether it be getting health insurance for family members and for yourself, or simply working on improving your diet or sleeping habits, all the small efforts will finally add up.

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