Critical Illness FAQs
All of our FAQs have been answered by our expert advisers to help make Critical Illness Cover simple.
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Critical Illness frequently asked questions
Can I add Critical Illness to my Life Insurance?
Yes, should you suffer a serious illness Critical Illness cover will pay out a tax-free sum. This can be an add on to your Life Insurance policy or bought separately. Speak to one of our expert advisors to find out which policy would best suit your needs... Read More
How Much Does Critical Illness Cover Cost?
Critical Illness cover premiums are calculated on the same factors as Life Insurance, with two key factors determining the price. 1. What level of cover you require 2. Your personal circumstances which affect risk... Read More
Do I need Critical Illness cover if I already have health insurance?
Your Health Insurance policy will help cover the diagnosis, medication and treatment of your condition however, will not cover loss of income. Critical Illness will pay a tax-free lump sum to yourself directly which will help cover costs such as loans, mortgages and bills.
What illnesses are covered by Critical Illness Cover?
There is a long list of illnesses covered by critical illness and these will be detailed in your policy. Some common illnesses covered include: cancer, heart attacks, strokes, kidney and liver failure and paralysis.
What is the difference between Critical Illness and Income Protection?
Critical Illness Cover provides you with a tax-free lump sum should you be diagnosed with one of the critical illnesses listed on your policy. Critical illness does not cover your income specifically but will pay out a tax-free sum that will be used to cover your outgoings, usually covered... Read More
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