We Say - The Usay Compare blog

We're here to help you better understand health insurance, life insurance and protection cover.

Enjoy our top tips and advice to live a happier, healthier life and protect your future.

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Health Insurance

Everything you need to know about health insurance, from cover available to benefits. We explore the importance of protecting our health and common health insurance topics.

Benefits of Preventive Health Care

Prevention in health is a growing topic as more people understand and prioritise the impor...

Private Health Insurance Doesn’t Replace the NHS, it Gives You Choice

It's often thought that having private medical insurance (PMI) means you can't still use t...

5 benefits of getting health insurance whilst you're young

Investing in a health insurance policy whilst you're young can have many benefits. From lo...

Why use a health insurance intermediary and questions for your adviser

When it comes to finding a health insurance policy, using a health insurance intermediary ...

Everything you need to know about accessing private health clinics

Private health clinics are a great option for those looking to get faster access to health...

Understanding Health Insurance claims

Health insurance provides peace of mind that your health is protected and in an ideal worl...

How much do Health Insurance premiums increase each year?

When you have a health insurance policy, you'll need to renew it each year to stay covered...

Six ways health insurance can help you to stay healthy as you age

As we get older and people are living longer, prioritising our health as we age is essenti...

Switching Health Insurance with Pre-existing Conditions

When it comes to switching health insurance, you may not know where to start. Whilst it ma...

Innovations in Health Insurance

Since the 2020 coronavirus pandemic, there have been many changes and new innovations with...

Finding the Best Family Health Insurance

Health insurance can be a great option to ensure your family's health is protected and you...

Do I need a GP referral for private treatment? Exploring options...

When opting to use private treatment, it can often be confusing to get started and to know...

Why consider Health Insurance if you're Self-Employed

4.38 million people in Britain are self-employed as of October 2024, yet the majority are ...

How does Private Medical Insurance work? Everything you need to know

People with private health insurance in the UK is on the rise as NHS waiting lists remain ...

How Usay Compare can help you switch?

When you have a health insurance policy, you may question what else could be available to ...

Private healthcare: A guide to what’s available and how it works…

With the ongoing struggles in the NHS and long waiting lists, you may be wondering what pr...

How to pick the best Private Medical Insurance policy

There are a lot of things to consider when taking out private medical insurance. If it's n...

Inpatient vs. Outpatient Cover: What’s the Difference?

In-patient and out-patient cover are a key part of a health insurance policy. Understandin...

6 Key Benefits of Health Insurance

Whether you’re new to health insurance, or you already have a policy and want to make the ...

How do I compare Health Insurance? Key things to consider

Whether you’re new to health insurance and unsure where to start or want to change your po...

Is Health Insurance Worth It? Understanding cover options

The NHS waiting list is estimated to have 7.5 million cases, highlighting just how straine...

Dental cover

In 2024, only 40% of adults reported going for a dental check-up every 6 months as recomme...

5 things to expect from cancer cover with private health insurance

Cancer cover is one of the most valuable parts of a health insurance policy. Cancer change...

5 reasons more people in the UK are purchasing Health Insurance

An estimated 6.2 million people in the UK had health insurance in 2023. 57% of people chos...

5 Common Health Insurance Problems: Things to Know

When it comes to health insurance in the UK, it's not always smooth sailing. While private...

5 things to consider when comparing health insurance policies

If you’re new to health insurance, it can look confusing at first. With many different ins...

Understanding Health Insurance Coverage for Heart Conditions in the UK

Heart conditions can be a significant concern for many individuals, especially as we age. ...

Healthcare from anywhere: Everything you need to know about a Digital GP

General practitioners are usually our first port of call for any illnesses or injuries we ...

Health Insurance Renewals: What You Need to Know

Private health insurance can be complex, whether it’s new to you or you already have a pol...

The Sun & UV Rays: The Risks of Sun Damage on our Skin

As we spend more time in the sun this summer, it’s essential to be aware of the risks the ...

Individual and Group Health Insurance: What's the Difference?

In the UK, private medical insurance (PMI) plays a crucial role in supplementing the servi...

What is a Health Cash Plan and How Does it Work?

In the UK, healthcare is primarily provided by the National Health Service (NHS), which of...

The Role of Health Insurance in Preventive Care

Preventive care plays a crucial role in maintaining good health and detecting potential he...

Different Types of Health Insurance

The UK is renowned globally for its comprehensive healthcare system, the NHS, which provid...

Private Healthcare Insurance & the NHS: What’s the Difference?

If you're looking for clarity on the healthcare landscape in the UK, particularly the dist...

10 Tips On How To Choose The Right UK Health Insurance

When it comes to navigating the intricacies of health insurance in the UK, it's crucial to...

What's The Difference Between Self-Pay and Health Insurance?

With NHS waiting times higher than ever in 2024, it’s no wonder that many in the UK are op...

When to Consider Spending Extra on Health Insurance Coverage?

If you're looking for insights into optimising your health insurance coverage, you're in t...

Statistics reveal NHS wait times are nearly 50% longer than expected

Information reviewed and updated as of May 2025. A 2024 Office for National Statistics (ON...

The Royal Treatment for Cancer

The news of HRH The Princess of Wales receiving treatment for cancer, shook the nation thi...

The Role of Physiotherapy in Lower Back Pain Management

Lower back pain is a health concern which can occur at any age. It can significantly impac...

A stress-free way to find a policy: Why get insurance advice?

Getting the right health or life insurance is important. In the UK, there are many insuran...

Preventive Care for Seniors: What is Offered with Private Health Insurance?

In our golden years, the importance of health and wellbeing often comes into sharper focus...

Why Health Insurance Should Be a Cornerstone of Your Financial Planning

When it comes to personal finance and financial planning, most people will spend most of t...

The best health insurance for seniors looking for affordable cover

As the ageing population grows and the National Health Service (NHS) continues to face inc...

How does having a spouse impact a senior's health insurance options?

The question of health insurance becomes more pressing as we age, and being well-prepared ...

How does age affect health insurance premiums for seniors?

With the increasing strain on the National Health Service (NHS) and lengthening waiting ti...

How does dental and vision insurance work for adults?

If you’re looking into obtaining health insurance, you might be wondering if dental and op...

How does Private Medical Insurance work with the NHS?

Few would disagree, we are privileged in this country to have access to free, lifesaving h...

How does getting married affect health insurance?

Getting married is a significant lifetime milestone - so congratulations if you’re a beami...

What to consider when choosing a health insurance plan?

If you’re thinking about getting covered with private medical insurance, there are a numbe...

Why Health Insurance is Important to Your Business

If you’re looking to attract top talent to your business while also prioritising the physi...

Cancer Covered

The Royal College of Radiologists have found that cancer patients are facing worsening del...

Is private health insurance worth it for seniors?

The older you get, the more likely it is that you’ll need medical attention for an illness...

How can I get access to Digital GPs and health support?

NHS waiting times for major operations remain at a record-high, but now even access to a s...

7 Reasons Why Your Business Should Offer Health Insurance

While offering health insurance to your employees isn’t mandatory in the UK, it can noneth...

Walking for mental health

Walking has the power to completely reshape and rejuvenate your wellbeing. The simple act ...

Buying Back Control of your Health

Following the airing of ITV Tonight's latest episode: 'Buy Back Your Health? NHS vs Privat...

How does corporate health insurance work?

Offering private healthcare benefits to your employees is a great way to attract and retai...

What are pre-existing conditions in medical insurance?

Obtaining private health insurance is a great way to avoid long waiting times, prioritise ...

Should a small business offer health insurance?

If you’re looking to attract top talent to your small business, offering private health in...

What’s the difference between individual & family health insurance?

If you’re thinking about getting covered with a health insurance plan, it’s helpful to und...

How much is private health insurance?

Having private health insurance is a great way to safeguard your future from unplanned and...

Getting the right cover at the right time

The right time to get cover Life can throw many curveballs and if COVID-19 is anything to ...

How can an insurance adviser help you?

Overview of the Usay Compare service Usay Compare is a market leading comparison service f...

Advised vs Non-Advised

When it comes to buying Private Medical Insurance, not all brokers and intermediaries are ...

Affordable Health Insurance

Private Medical Insurance is often dismissed by those who are not properly informed, as be...

How much can Usay Compare save you?

Here at Usay Compare we are delighted that 4000 of our clients have taken to Trustpilot to...

Three types of meditation to get started

If you think meditation is just for monks and hippies – or at least people with a lot more...

5 Reasons We Should All Be Considering Health Insurance

It’s one of the most common queries surrounding Health Insurance; why do I really need it?...

Why Usay Compare?

Is there anything more important in life than your health and wellbeing? Health Insurance ...

Health Insurance Excess Explained

When purchasing a health insurance policy, there are various options and choices to make; ...

Health Insurance Underwriting Options

Health insurance policies can be tailored to fit your exact requirements; they are flexibl...

How do I make my private health cover cheaper?

Health insurance is a blessing at the best of times, but with NHS waiting lists at a recor...

How Much Does Health Insurance Cost?

It’s easy enough for most people to understand the benefits of health insurance – especial...

Hip Replacement Costs | Find out the true cost

Hip replacements have progressed significantly since 1891, when Professor Themistocles Glü...

Five Private Medical Insurance Myths Busted

According to Cancer Research, one in two people will be diagnosed with cancer in their lif...

Is It Time To Take Cover?

It only takes a day of suffering with illness to bring sharp focus to the immeasurable val...

Life insurance, Critical Illness and Income Protection Cover

We simplify life insurance, income protection and critical illness cover. Learn more about protection cover for you and your loved ones.

How Life Insurance protects those with mortgages

If you’re considering taking out a mortgage and you don't already have a life insurance po...

How Life Insurance can protect your family

When you’re juggling a busy lifestyle and looking after a family, sometimes you just want ...

Is it time to consider life insurance?

Life insurance can provide invaluable peace of mind and financial security. However, FT Ad...

Getting the right cover at the right time

The right time to get cover Life can throw many curveballs and if COVID-19 is anything to ...

Critical Illness Insurance Myths Dispelled

The pandemic has caused many of us to rethink our financial security and Critical Illness ...

Income Protection Myths Dispelled

According to a survey carried out by independent consumer advice brand Which, just 9% of t...

The Meaning Of Life Insurance

Death, critical illness and lost earnings don’t exactly feature highly for the most pleasa...

Critical Illness Or Income Protection Insurance

The global pandemic may have been a wake up call for many of us. It has shown us there are...

Health & Well-being

Everything you need to know about health and well-being to support a healthier lifestyle. Dive into topics including fitness, exercise, cancer, and preventative care.

Everything you need to know about private physiotherapy

Physiotherapy is a widely used treatment that supports people who have been affected by an...

Common musculoskeletal conditions and how to prevent them

Musculoskeletal conditions can become more of a concern as we age. The musculoskeletal (MS...

Four ways to improve cardiovascular health

Cardiovascular health is the well-being of our heart and blood vessels, ensuring they func...

Do we really need to take vitamins?

You may be surprised to learn that a staggering 48% of adults in the UK currently take vit...

How to get long-term care for seniors over 60?

Ageing is a gift - but going through the ageing process also means that you’re more likely...

What preventative screenings & tests are recommended for over 50s?

As we age, keeping our health on top form becomes increasingly important. Regular check-up...

The benefit of health assessments as we get older

As we age, keeping our health on top form becomes increasingly important. Regular check-up...

The importance of hydration in a healthy lifestyle

It is universally agreed that hydration is a vital contributor to healthy living. After al...

4 reasons to get excited for spring...

There's plenty to enjoy and make the most of throughout the spring season, as the weather ...

How Technology and Apps Support A Healthy Lifestyle

Achieving a healthy lifestyle can sometimes be a challenge. There’s a lot to consider in t...

7 ways to get motivated to exercise in the winter

In the cold months following the festive period, it can be hard to find the motivation to ...

Four key health benefits of drinking less alcohol

Dry January is a well known annual campaign that encourages people to give up drinking alc...

6 tips to have yourself a healthy Christmas

2024 has been a year focused on health and well-being for us all. More people than ever ar...

How to get the most out of Black Friday

Black Friday has grown in popularity over recent years in the UK, with Brits planning to s...

Back Care Awareness Week: Looking After Your Back

This week is Back Care Awareness Week, all about raising awareness for looking after our b...

The Sun & UV Rays: The Risks of Sun Damage on our Skin

As we spend more time in the sun this summer, it’s essential to be aware of the risks the ...

Putting your health and well-being first this summer

Summer has finally arrived! As we enter the new season, there’s plenty to get excited abou...

Could we live to 150 years old?

If I told you, it’s possible to live to 150, would you believe me? And if it was possible,...

Seniors Osteopathic Treatment Benefits

In an era where the quest for holistic and non-invasive healthcare options is ever-increas...

The Impact of Snoring on Sleep Quality and Overall Health

Snoring is often dismissed as a minor annoyance or the subject of jokes within families an...

How Smoking and Vaping Influence Your Oral Health

Smoking, and more recently vaping, are not just social or recreational activities - both o...

Achieving Wellness: The Benefits of Going to the Gym

In today's fast-paced society, prioritising our health and wellbeing can sometimes take a ...

What Helps with Digestion and Why It Matters

While we might not think about it often, our digestive system is one of the most important...

The Top Benefits of Quitting Smoking

We all know that every cigarette packs a punch of harmful chemicals, with each puff posing...

What Toxins Are Released After Chiropractic Adjustment

It’s fair to say that chiropractic care has something of a unique approach to wellness and...

Looking after our health and well-being in the workplace

Work is a big part of our lives. It can impact our physical health, mental health, and emo...

How Acupuncture Can Benefit Seniors

The older we get, the more our bodies undergo various changes, both physically and mentall...

10 Main Benefits of Sleep: Longevity Secrets

Science has confirmed for decades that sleep is an integral part of our wellbeing, holding...

Stress Relief for Women Over 50: Effective Strategies

Whether it be the role of juggling family life and your career ambitions, or simply the st...

How To Lose Stomach Fat: Effective Strategies

For many of us, the journey to a healthier version of oneself often involves the inquiry, ...

Best Exercises for Seniors Over 70

The golden years are an opportune time to invest in one's health, with exercise being a ke...

Elderly Meal Replacement: Crafting a Balanced Diet

When it comes to ensuring optimal health in elderly individuals, nutrition takes centre st...

7 Common Elderly Health issues and ways to manage

Ageing is a natural part of life, but it often brings along several health issues. Awarene...

How ageing affects your immune system?

Ageing is a natural and inevitable biological process, and going through the ageing proces...

Cycling for better health

Cycling offers the opportunity to keep fit and help with weight management, but the health...

Physiotherapy cover

Hip replacement is one of the most common elective surgical procedures in Britain; it has ...

Healthy eating

Over 63% of adults are overweight or living with obesity in the UK. Unhealthy food choices...

How to sit less at your desk

Desk workers on average will spend 75% of their working day sat down and if you apply that...

Love your liver

The third leading cause of premature death in the UK is liver disease with a staggering 90...

Nutritious Christmas

Over-indulging on festive food has become common place over the Christmas period, with end...

Lung cancer

You may be surprised to learn that lung cancer is the most common cause of cancer death in...

Living well with psoriasis

With Psoriasis awareness week in full swing now and running until the 4th of November, it ...

Healthy Pancakes

Happy Pancake Day! If you're like us and keen to celebrate Shrove Tuesday in style, but do...

Three Men's Health Concerns

November is Men’s Health Awareness Month and whilst we all witness the moustaches appearin...

Healthy Eating in Winter

As the last of the warm weather begins to subside and the nights begin to draw in, it can ...

Easing back into it

Staying home during lockdown has kept millions of us safe from COVID-19 but has sparked a ...

Under Pressure

One in three adults in the UK have high blood pressure and six million of those are comple...

Why Is Men's Health More At Risk?

It has been well documented and universally understood that coronavirus discriminates agai...

Family Health

Building a healthy family can bring peace of mind. We explore topics such as childhood cancer, children’s mental health, stress management, and healthy ageing.