According to Cancer Research, one in two people will be diagnosed with cancer in their lifetime. While this figure alone is concerning, research from the World Health Organisation (WHO) also shows that Britain is now bottom of international league tables for cancer survival, lagging two decades behind some countries for various types of diseases.
Yes – the NHS is available to all UK citizens with or without insurance. Treatment for all pre-existing and chronic conditions will still be treated by the NHS, as well as any emergencies. Your insurance will cover treatment for acute conditions.
Yes - reduce your premium by choosing a reduced or local hospital list, adding a “waiting period” to your plan or choosing a higher excess.
The best time to take out Health Insurance is when you are in good health. Should you fall ill whilst not covered, that condition would not be covered under your plan should you take out a policy.
This will depend on the whether you added an excess to your policy when setting it up. Excesses are used to reduce your premium – the higher excess option you select, the lower your monthly premiums will be. Talk to one of our expert advisors to ensure you have the best option to suit you.