Some will class any child still living at home as a child, whereas others will have a maximum age, often 21 years. Some policies will allow children up to 24 to be covered as a dependent if they are still in full time education. It is important to consider the terms and conditions regarding this – as it could have a considerable impact on overall value.
Most policies allow new-born babies to be added to the policy straight away from their date of birth. Usually, they are not required to be medically underwritten.
Health Insurance is an insurance policy which covers you for private medical treatment, should you need it. When you take out a policy, you and the insurer agree that should you fall ill or suffer an injury, the policy will attempt to return you to the same level of health you had when you took it out.Find out more
Life insurance is a policy whereby the policyholder agrees to pay regular premiums for the policy and the insurer agrees to pay a predetermined lump sum, or ongoing payments, to the chosen beneficiaries in the event of the policyholder’s death. The amount they receive depends on the level of cover you decide on and can be directed to cover specific things, such as the mortgage.Find out more