Latest offers and updates from leading UK insurers

Take a look at the latest offers and updates from the leading UK insurers, ideal for people looking to purchase a health insurance policy.

We’ve put together everything you need to know about eligibility, benefits and the next steps to securing these offers.

Bupa's free DNA-based Medication Check

Receive a free Medication Check through an at-home DNA test, when you take out a Bupa By You policy between 10th November and 19th December 2025.

The Medication Check works by taking a saliva test to reveal your response to more than 100 common medicines.

The check can help you to learn which medicines are safest and most effective for you. That means no more wasted time or money on less efficient treatments.

To be eligible for the offer you must:

• Take out a new Bupa By You policy (full underwriting or moratorium)
• Start your policy by 19th December 2025
• Be 18+, a mainland UK resident (excluding Northern Ireland), and the main policy member
• Meet clinic eligibility requirements

• Redeem the offer by 31st May 2026

You won't be eligible for the offer if:

• You are purchasing other Bupa products/services
• You are a professional or semi-professional sportsperson

• A current ex-group scheme member (XGS)

How the offer works:

• You’ll receive an email with a link to redeem your free Medication Check within one week of your policy start date. Once you’ve got it, the process is simple. Bupa will send a DNA test kit in the post with full instructions.

1. Provide a saliva sample using the kit and send it back to Bupa.

2. Get your results. Bupa will email a report, which will include a summary of what was found and next steps. This could take up to four weeks.

3. Talk to a GP. If you’d like more guidance, you can use Bupa's digital GP service to talk through your results.

Bupa's 10% discount on your first year premium

Bupa are offering 10% discount on the first year premium when you take out a new Health Insurance policy and answer their health and lifestyle questions.

You qualify for the discount if:

• You haven’t used tobacco products in the last 2 years
• Your Body Mass Index is between 18.5 and 24.9.* (Pregnant women should use their pre-pregnancy BMI)
• You haven’t been treated for prediabetes or diabetes in the last 2 years

For policies covering more than one adult, each adult must meet the criteria above to get the 10% health and lifestyle policy discount.  The discount applies to your whole policy, not to each individual. If only one of the adults on a policy meets the criteria, the discount won’t apply.

If you have any child dependants under 18 covered on your policy, they don’t need to meet the criteria above.

Please note, this health and lifestyle discount may change or be unavailable when you renew your policy.

For more information or to purchase a policy with these offers, get in touch with one of our expert advisers on 01285 864670.