Do I need Income Protection if I get Statutory Sick Pay (SSP)?

Statutory Sick Pay is paid to you by your employer if you are too ill to work, however the payment is very minimal at £95.85 a week and is paid to you for up to 28 weeks. Income protection can cover 70% of your lost income.

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Health Insurance

Health Insurance is an insurance policy which covers you for private medical treatment, should you need it. When you take out a policy, you and the insurer agree that should you fall ill or suffer an injury, the policy will attempt to return you to the same level of health you had when you took it out.

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Life Insurance

Life insurance is a policy whereby the policyholder agrees to pay regular premiums for the policy and the insurer agrees to pay a predetermined lump sum, or ongoing payments, to the chosen beneficiaries in the event of the policyholder’s death. The amount they receive depends on the level of cover you decide on and can be directed to cover specific things, such as the mortgage.

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Let Us Help You Find the Perfect Policy

We know life is busy and time is precious. Allow us to do all the hard work comparing policies for you. Just fill in the quick form below and we will find you the best quotes available and explain all the options. Our expert advisers are on the end of the phones locally, ready to talk you through everything. 

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Personal Information
Date of Birth *
Policy Specifics

At Usay we take your data security very seriously and we will not sell your data to third parties. By clicking search now you agree to allow us to contact you regarding your free, no obligation quotation by email or phone. Please see our Privacy Policy and general terms.

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