It is very important you know what will and will not be covered before you take out a policy. Policies are intended to cover acute conditions like cancer, as opposed to chronic conditions, such as diabetes. Most policies will cover acute flare ups providing it is not excluded in the underwriting.
Typically the below are not covered:
Chronic conditions, Emergency treatment, HIV/AIDS, Fertility Treatment, Cosmetic Surgery, Pregnancy and childbirth costs, Organ transplants, Treatment for alcoholism or substance abuse
Health Insurance is an insurance policy which covers you for private medical treatment, should you need it. When you take out a policy, you and the insurer agree that should you fall ill or suffer an injury, the policy will attempt to return you to the same level of health you had when you took it out.Find out more
Life insurance is a policy whereby the policyholder agrees to pay regular premiums for the policy and the insurer agrees to pay a predetermined lump sum, or ongoing payments, to the chosen beneficiaries in the event of the policyholder’s death. The amount they receive depends on the level of cover you decide on and can be directed to cover specific things, such as the mortgage.Find out more
We know life is busy and time is precious. Allow us to do all the hard work comparing policies for you. Just fill in the quick form below and we will find you the best quotes available and explain all the options. Our expert advisers are on the end of the phones locally, ready to talk you through everything.