Can I choose where I am treated/my private hospitals?

There are three different options you can choose: Essential, Countrywide and Extended Hospital Lists. Essential lists tend to help lower your premium and covers you to stay in NHS private patient units along with your local private hospitals. The Countrywide list extends the coverage of the Essential list, giving you access to private hospitals and clinics. The Extended list gives you access to the widest access including London private hospitals.

What is the difference between the NHS and Private Health Insurance?

As a nation we are fortunate to have a publicly funded health service, giving everyone access to treatment at little to no cost. Due to increasing pressure on the NHS, many people now face long waiting lists and delayed or cancelled treatment. Whilst receiving private treatment you will not face long waiting lists for treatment, in fact you are likely to be seen within a week or so. Health Insurance offers you access to a choice of hospitals and treatment times that suit you, with overnight stays often being in a private room. More on the NHS and Private Medical Insurance here.

Can I get cover for cancer treatment should I be diagnosed?

Health Insurance gives you access to the latest cancer treatment, as well as medication and procedures that don’t tend to be obtainable on the NHS. Private cancer care is intended to make your treatment as comfortable as possible by making chemotherapy at home an option, along with home nursing.

Can I get cover for my pre-existing condition?

Long NHS waiting lists and cancelled or delayed procedures are a common motivation for initial enquiries into Health Insurance. Depending on the condition, it is unlikely it will be covered on your plan. Although, if you have a pre-existing condition speak to one of our expert advisors as different underwriting options may suit your needs.

Usay Compare shortlisted for UK Health & Protection Award

We’re thrilled to be nominated for the ‘Best Individual Health Insurance Advice Firm’ at the UK Health & Protection Awards 2025.

The UK Health & Protection Awards take place on 16^th October 2025 at the Westminster Park Plaza in London. The ceremony celebrates excellence in professional standards and innovation shown by intermediaries and providers to customers across private medical insurance, well-being and financial protection.

Being nominated for this award highlights our commitment to providing our customers with the best FCA regulated, impartial advice and recommendations.

Our team of expert advisers work hard to find our customers the best health insurance for their needs at the best price guaranteed, whilst offering a fully advised service.

We provide support to new customers obtaining their first health insurance policy, customers who want to switch their policy and annual renewals.

We're proud to have been recognised by Health & Protection for our commitment to providing expert advice and to be shortlisted for this prestigious award.

Usay Compare are proud to be nominated for a UK Health & Protection Award

Usay Compare nominated as Best Individual Health Insurance Advice Firm

Get a quote!

Thank you, John

Usay Compare nominated as Best Individual Health Insurance Advice Firm

Don't miss out on anything!

Get a quote!

Thank you, John