Can I choose where I am treated/my private hospitals?

There are three different options you can choose: Essential, Countrywide and Extended Hospital Lists. Essential lists tend to help lower your premium and covers you to stay in NHS private patient units along with your local private hospitals. The Countrywide list extends the coverage of the Essential list, giving you access to private hospitals and clinics. The Extended list gives you access to the widest access including London private hospitals.

What is the difference between the NHS and Private Health Insurance?

As a nation we are fortunate to have a publicly funded health service, giving everyone access to treatment at little to no cost. Due to increasing pressure on the NHS, many people now face long waiting lists and delayed or cancelled treatment. Whilst receiving private treatment you will not face long waiting lists for treatment, in fact you are likely to be seen within a week or so. Health Insurance offers you access to a choice of hospitals and treatment times that suit you, with overnight stays often being in a private room. More on the NHS and Private Medical Insurance here.

Can I get cover for cancer treatment should I be diagnosed?

Health Insurance gives you access to the latest cancer treatment, as well as medication and procedures that don’t tend to be obtainable on the NHS. Private cancer care is intended to make your treatment as comfortable as possible by making chemotherapy at home an option, along with home nursing.

Can I get cover for my pre-existing condition?

Long NHS waiting lists and cancelled or delayed procedures are a common motivation for initial enquiries into Health Insurance. Depending on the condition, it is unlikely it will be covered on your plan. Although, if you have a pre-existing condition speak to one of our expert advisors as different underwriting options may suit your needs.

Usay Compare crowned 'Best Individual Health Insurance Advice Firm'

We're proud to announce we have been named 'Best Individual Health Insurance Advice Firm' at the Health & Protection Awards 2025.

This marks the first time Usay Compare has received this particular accolade, a recognition that highlights our long-standing commitment to exceptional customer service, independent advice, and innovation in the private health insurance market.

The award was collected by Sean Kennedy, Commercial Director at Usay Compare, during the ceremony in London on Thursday 16th October at Park Plaza, Westminster Bridge.

“We’ve always taken great pride in leading the way when it comes to helping individuals find the right health insurance for their needs,” said Sean Kennedy, Commercial Director. “This award is great recognition of the dedication, expertise, and care our team delivers every single day. It’s fantastic to see that commitment reflected in this achievement.”

Mark Noble, CEO of Usay Compare, added:

“At Usay Compare, our mission has always been to provide an exceptional customer experience with the very best expert advice. Being recognised as the Best Individual Health Insurance Advice Firm reinforces what our customers have long told us — that they value our expertise and personal approach. We’re incredibly proud of the whole team for this well-deserved award.”

Since our founding, Usay Compare has helped hundreds of thousands of clients navigate the complex health insurance landscape by providing impartial, tailored advice from a panel of all the UK’s leading insurers. The company’s customer-first ethos and consistent delivery of quality advice have positioned us as the trusted voice in the health and protection industry, and it's great to have the award to match.

Awards Group Shot

Usay Compare Wins 'Best Individual Health Insurance Advice Firm' at The Health & Protection Awards 2025

Get a quote!

Thank you, John

Usay Compare Wins 'Best Individual Health Insurance Advice Firm' at The Health & Protection Awards 2025

Don't miss out on anything!

Get a quote!

Thank you, John