Life Insurance Frequently Asked Questions

Can I add critical illness cover?

Yes, we offer a range of critical illness policies from all the main providers in the market.

Can I cancel my policy if I don’t need it anymore?

Yes, there is an initial 30 day cooling-off period with a full refund of any premiums paid, then a policy can be cancelled any time but premiums will not be refunded beyond the 30 day cooling-off period.

How much Life Insurance cover do I need?

Different people have different needs, this is why we have a team of highly trained consultants who specialise in finding the best solution to your individual circumstances.

How long does it take to find the right policy for me?

Our experts aim to establish the best solution for you within 5-10 minutes on the telephone

What are the payment options?

Payments are made by Direct Debit from a UK bank account, so you are fully covered by the Direct Debit Guarantee meaning there is no risk to your money by speaking with us

If I have an illness will it affect my Life Insurance?

No! once you have taken a policy out you are fully covered regardless of any changes to your personal medical circumstances. Pre-existing conditions prior to taking out a policy may affect your eligibility or price

What is Life Insurance?

A contract to pay money to your loved ones in the event of your death, reducing the negative financial impact on them Can I get Life Insurance if I am over 50? -Yes! We offer solutions for anybody aged from 18 to 85 and with any medical history, including ‘no medical’ cover