Can I choose where I am treated/my private hospitals?

There are three different options you can choose: Essential, Countrywide and Extended Hospital Lists. Essential lists tend to help lower your premium and covers you to stay in NHS private patient units along with your local private hospitals. The Countrywide list extends the coverage of the Essential list, giving you access to private hospitals and clinics. The Extended list gives you access to the widest access including London private hospitals.

What is the difference between the NHS and Private Health Insurance?

As a nation we are fortunate to have a publicly funded health service, giving everyone access to treatment at little to no cost. Due to increasing pressure on the NHS, many people now face long waiting lists and delayed or cancelled treatment. Whilst receiving private treatment you will not face long waiting lists for treatment, in fact you are likely to be seen within a week or so. Health Insurance offers you access to a choice of hospitals and treatment times that suit you, with overnight stays often being in a private room. More on the NHS and Private Medical Insurance here.

Can I get cover for cancer treatment should I be diagnosed?

Health Insurance gives you access to the latest cancer treatment, as well as medication and procedures that don’t tend to be obtainable on the NHS. Private cancer care is intended to make your treatment as comfortable as possible by making chemotherapy at home an option, along with home nursing.

Can I get cover for my pre-existing condition?

Long NHS waiting lists and cancelled or delayed procedures are a common motivation for initial enquiries into Health Insurance. Depending on the condition, it is unlikely it will be covered on your plan. Although, if you have a pre-existing condition speak to one of our expert advisors as different underwriting options may suit your needs.

Usay Compare take home 'Team of the Year' award

We’re thrilled to have won ‘Team of the Year’ at the Ardonagh Spotlight Awards 2025!

Congratulations to our Renewals team who were named Team of the Year on Thursday 11^th September in Paris!

Out of 1,527 nominations and 46 finalists, it’s an honour and fantastic achievement to bring home the award.

The Spotlight Awards are The Ardonagh Group’s Annual Employee awards, which celebrate the people, teams and projects who have been at the centre of incredible achievements, overcome challenges, celebrated milestones and delivered outstanding results.

We’re proud to be a part of The Ardonagh Group with a 12,000 strong global workforce.

Our renewals team work hard to help our customers renew or switch their health insurance policies, ensuring they get the best policy for them, at the best price.

Ian Laws, CEO at Everywhen sent huge congratulations to the team on winning Team of the Year. He sees the daily care and dedication the team take to delight clients and was delighted to see this recognised at the awards.

Mark Noble, CEO at Usay Compare commented: "the award reflects the dedication of the wider Usay Compare team and the high regard held for Usay within the Ardonagh Group."

Sean Kennedy, Director at Usay Compare also added: "I was grateful to be able to celebrate the Renewals Team with such public recognition for the exceptional customer care they provide day in day out."

This recognition is a testament to our passion for helping our customers understand and access health insurance, enabling them to continue living the life they love, with peace of mind their health is protected.

Ardonagh awards

Usay Compare Renewals Team named 'Team of the Year'

Get a quote!

Thank you, John

Usay Compare Renewals Team named 'Team of the Year'

Don't miss out on anything!

Get a quote!

Thank you, John