When you have a health insurance policy, you may question what else could be available to you by switching to a different insurance plan.

There could be many benefits of switching health insurance. Maybe you want to check if you’re getting the best price and your policy still meets your needs, or a change in circumstances may make you reassess. On average, we save new customers 40% when they switch health insurance policies.

Over recent years, people in the UK purchasing private health insurance has continued to rise. 57% of people with health insurance use their policy for quicker access to healthcare services.

Whatever is most important to you in your health insurance policy, ensuring you're benefitting from a policy that best suits your individual needs, can provide peace of mind. 

The good news is, switching is easy. It’s even easier to work with a health insurance intermediary like Usay Compare, who do all the work for you, free of charge.

How can Usay Compare help you switch?

Usay Compare, can take the hard work and effort out of trawling quotes and comparing the best options. With over 15 years of experience and an excellent rating on Trustpilot, we're proud to continue to make finding health insurance easy for our customers.

Some of the main ways we can help you to switch health insurance include:

Offering a full market comparison: We work with the leading UK insurance companies to compare a range of quotes for our customers. 

Offering expert advice: We offer a free consultation with our expert advisers on the phone. This gives you the opportunity to ask any questions and know exactly what your cover includes.

Understanding your circumstances: Getting to know you and your circumstances helps us to make sure the policy suits you.

Providing detailed explanations: We will cover all the complex insurance terms that don’t always make sense. Know exactly what to expect from your policy, especially if you need to make a claim. 

Managing the switch for you: We do all the hard work of getting you set up with your new insurer. We're always on hand for any questions you have throughout the entire process.

What to expect from a consultation?

You’ll probably want to know exactly what to expect during your consultation with our Usay adviser. Here’s everything you need to know ahead of your consultation.

How long will a consultation last?

Usay’s free, no-obligation consultation lasts on average around 45 minutes. This gives our advisers time to understand your needs and requirements, compare quotes and provide recommendations.

Most importantly, you get the chance to answer any questions and be fully confident in what’s available to you. You may not want to make a decision during this consultation. You'll get plenty of time to consider your options and make an informed decision about your future health. 

What happens during your consultation?

During the 45 minutes, you'll typically discuss the following with your adviser:

• Your budget
• Who you'd like to cover on the policy
• Your medical history
• Excess and underwriting options 
• Your current policy and renewal offer (if you're at renewal stage)

Once your adviser has all the information they need, the next steps include:

• Comparing the leading UK insurers, such as AXA, Bupa and Vitality
• Providing you the best suited quotes at the best price
• Providing their expert advice and recommendations
• Discussing any add-ons and extras you want included in your policy
• Allowing you the chance to ask any questions 
• Providing full details on your policy, exactly what is and isn't covered

The great benefit of having a consultation when it comes to switching health insurance is that it’s completely free and can help you to save money. 

It can be tempting to continue your cover with the same insurer, however, you could be paying more than you need to or missing out on additional benefits.

After your adviser compares policies, they may find that staying with your current provider and policy is the best option for you. You can have peace of mind that you’ve tested all your options and know you're on the right plan.

Benefits of switching health insurance

There are many great benefits of switching at renewal stage, including:

Getting the best deal  - You’ll have peace of mind that you’ve got the best price guaranteed through comparison of health insurance providers.

Getting the best perks  - Beyond saving money, there could be insurance providers that have better perks and discounts. For example, some providers offer discounts on gym memberships, health assessments, fitness products or subscriptions.

Getting the best suited cover - If you’ve had a change in circumstances, such as having a child, you may want to move to a family health insurance policy to cater better to your needs. They may have different benefits, such as free new born cover.

Full confidence in your policy - Again, peace of mind that you’ve got the best policy for your needs. Having expert advice means knowing exactly what you’re covered for.

How much could I save by switching?

How much you could save will depend on your needs and circumstances. However, on average, we save new customers 40% when they switch health insurance policies. It's always worth speaking to a comparison service like, Usay Compare when you get your renewal to see if you could be saving and to get the best free advice.

How to switch health insurance

Switching health insurance is really simple when you use a free comparison service. In fact, you don’t actually need to do anything! We do everything for you, from comparing, to recommendations and sorting out all of the paperwork.

Whilst it varies depending on each individual person and by insurer, switching can be a quick, hassle-free process to get your new policy set up. 

Your adviser will contact the insurers to set up your new policy and make sure your old policy is cancelled. All you need to do is provide your adviser with your renewal document and they'll handle the rest. 

You can also have peace of mind that you’ll never be without cover during the switch process.

Health insurance is a big decision and being informed of all the details to make that decision is important.

We're here to provide support whether you just want to get some quotes from us and decide to stick with your current insurer, or decide to make the switch. It's always worth considering the options available to you and find out if you could be saving money or getting better benefits.

If you're ready to find out if you could switch and save, why not get started with your free, no-obligation quote today. Fill out the form below or give our expert team a call on 01285 864 670