We know you feel young at heart, and having healthcare coverage over 60 means you keep feeling that way for longer.

For long walks along the beach, a chilly morning swim or simply to put your feet up at home, keeping your body healthy helps you enjoy every moment. Then, when difficult times come, a great over 60 health insurance plan supports you to get through.

Usay helps you find the best private health insurance plan for you and your family. We deliver tailored options based on your requirements by comparing policies from the UK’s leading health insurance providers. Our friendly, expert team is there to help every step of the way as you find the perfect cover for your circumstances.

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Navigating Health Insurance for Over 60s

Searching for the best health insurance when you’re aged 60 and over can seem daunting. With many providers offering a wealth of information, pricing options, and optional add-ons, finding the right plan for you can be overwhelming.

Usay offers support for people of any age seeking healthcare to protect themselves and their loved ones. We offer tailored suggestions on over 50s health insurance and, when the time comes, offer insurance for those over 70 too.

Over 60s General Healthcare

After your 60th birthday, taking care of yourself is a priority. We all begin to value our health more, taking stock of the little moments. But when problems come, it can be scary to take action.

Checking up on those little niggles, getting a health issue sorted, and speaking to an expert quickly can help you feel your best and put your mind at ease. Private healthcare is there when you need an appointment and an answer fast. From cancer tests to dental care, smaller waiting times to hip replacements, health insurance helps you get the treatment you need quickly.

The Benefits of Private Health Insurance for Over 60s

Ensuring you have private healthcare means that, when the time comes, you’ll have complete access to some of the best care available. With shorter waiting times and more choice in your care, having private health insurance for over 60s means you can have treatment on your terms. As well as fast and flexible care, private health insurance also means that you may have access to treatment options unavailable on the NHS. Your insurance policy may provide dental cover, eye care, and alternative therapy treatments when needed.

Benefit Description
In-patient Cover

Cover for when you’re admitted to hospital and stay overnight. Cover includes hospital accommodation charges, specialist fees such as consultants, surgeons and anaesthetists, diagnostic tests and scans such as CT, PET or MRI, plus X-rays or physiological tests. Some insurers also offer additional benefits, such as physiotherapy, as part of their in-patient cover.

Day-patient Cover Covers you when you’re admitted to hospital and discharged the same day and includes the same benefits as in-patient cover.
Out-patient cover

Covers you when you visit a hospital and return home the same day without being admitted – in other words, you’re not given a hospital bed. Out-patient cover includes the cost of consultations, diagnostic scans/tests and some minor surgical procedures. Some insurers also include physiotherapy in their out-patient cover.

You can choose to have a fully comprehensive option which includes out-patient cover in full, remove this cover or limit it. If you choose to limit your outpatient cover, there are usually a range of limits you can set, usually from £500 to £1,500.

Cancer Cover Most private medical insurance policies will offer cancer cover within their core cover. It is one of the most valued benefits of private medical insurance policies.
Digital GPs and health support Most policies offer Digital GPs and telephone support within their core cover offering, to allow you access to prompt and convenient health advice.

Protecting your Family

Insurance isn’t just for you, but it’s peace of mind for every family member. Adding your partner, or even adding private healthcare for the children in your family, means that they’re protected too. When challenging times come, you can rest knowing that your entire family is covered with access to the treatment they need.

Health Insurance for Senior Citizens

Whether you’re enjoying retirement or keeping busy at work, getting health insurance to protect yourself and your family keeps you enjoying life for longer. Having senior citizen health insurance is fundamental for enjoying a peaceful retirement, safe knowing that expert treatment is available when you need it.

Frequently Asked Questions

What’s the Best Private Health Insurance for Over 60s In The UK?

The answer to this question depends on your individual circumstances. There is no ‘one-size-fits-all’ policy regarding over 60s health insurance, so Usay helps you identify the best health insurance for people aged 60 and over that fits your requirements.

What’s Included in Health Insurance for Over 60s?

At Usay, you’re in control. Every plan we recommend is tailored to your requirements and the needs of your cover. Your over 60s health insurance plan could include private hospital treatments, diagnostic testing, and specialist consultations. Your plan may also include treatments for mental health and alternative therapy. 

How does Private Health Insurance Work?

When you have treatment at a private medical facility, your insurance will either pay the medical facility directly or reimburse you for any payments you make out of pocket.

What’s the Best Age to Buy Health Insurance?

There’s no best time to buy health insurance, and each person is different. You can get covered at any age, and having insurance helps put your mind at rest with access to excellent private treatment options in case you need it.

Why Compare Health & Life Insurance with us?

Here at Usay Compare, we can help you to compare prices and cover from market leading UK health and life insurance companies such as Aviva, AXA and Bupa. Our service is completely free of charge and we are totally independent and impartial.

Our unparalleled team of friendly, expert advisers are on the end of the phone, ready to guide you easily through the whole process. They will get to know your unique individual requirements, do all the hard work comparing prices and policies for you, then advise on the best and most cost-effective quote.

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Health Insurance Guides

Below are our in-depth guides to help you decipher the various Health Insurances available and learn more about how they work. Don't forget our advisers are always at the end of the phone to offer free, expert advice should you prefer to speak to someone in person.

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