We make finding health insurance for over 70s simple.

It may seem that there are there are fewer options available and higher monthly premium costs. But we can still help you to find a great deal.

Our expert advisers can compare policies from the leading UK insurers and recommend the best options available to you, at the best price.

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Compare Health Insurance for Over 70s

When it comes to getting health insurance when you're over 70, it can be more challenging. Many insurers have age limits of 65 or may require a more in-depth review of your medical history. 

At Usay, our expert team helps you find the best health insurance for seniors over 70. We tailor personalised recommendations based on your circumstances by through comparison of policies from the UK's leading health insurance providers. Our search includes results from insurance companies such as Aviva, AXA and Bupa.

Compare insurance prices and coverage options for the over 70s quickly, and receive impartial, unbiased recommendations regulated by the FCA. Our service is free of charge, with no obligations, we ensure you get the best policy for you at the best price.

Private Health Insurance at any age

Finding health insurance for people over 70 years old can be difficult, as many providers do not offer coverage for people over 65. But times are changing - as people live longer, healthier lives, insurance companies are adapting to provide excellent private healthcare cover for people over 70.

Not yet 70? Are you looking for cover for your family members? Usay can help you find the best over 50s health insurance and options for insurance for over 60s too.

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Benefit Description
In-patient Cover

Cover for when you’re admitted to hospital and stay overnight. Cover includes hospital accommodation charges, specialist fees such as consultants, surgeons and anaesthetists, diagnostic tests and scans such as CT, PET or MRI, plus X-rays or physiological tests. Some insurers also offer additional benefits, such as physiotherapy, as part of their in-patient cover.

Day-patient Cover Covers you when you’re admitted to hospital and discharged the same day and includes the same benefits as in-patient cover.
Out-patient cover

Covers you when you visit a hospital and return home the same day without being admitted – in other words, you’re not given a hospital bed. Out-patient cover includes the cost of consultations, diagnostic scans/tests and some minor surgical procedures. Some insurers also include physiotherapy in their out-patient cover.

You can choose to have a fully comprehensive option which includes out-patient cover in full, remove this cover or limit it. If you choose to limit your outpatient cover, there are usually a range of limits you can set, usually from £500 to £1,500.

Cancer Cover Most private medical insurance policies will offer cancer cover within their core cover. It is one of the most valued benefits of private medical insurance policies.
Digital GPs and health support Most policies offer Digital GPs and telephone support within their core cover offering, to allow you access to prompt and convenient health advice.

Benefits of Health Insurance for over 70-year-olds

  • Get quicker access to treatments with no NHS waiting lists.
  • Get access to breakthrough treatments and medication, which may not yet be available on the NHS.
  • Get access to comfortable, private en-suite rooms.
  • Keep your health a top priority, benefitting from discounted gym membership, fitness products and health assessments.
  • Choice of hospitals, choose a local hospital to you and your family.
  • Peace of mind that you're in good hands and your future health is protected.
  • Having access to private healthcare puts your family's minds at ease, knowing that you're in good hands if the worst were to happen.

Getting health insurance for seniors over 70 can help you stay healthy and active for longer, to enjoy the little moments every day.

Explore our many senior citizen health insurance options.

Frequently Asked Questions

What’s the Best Private Health Insurance for Over 70s UK?

The best plan for you will depend on your individual circumstances. Our unbiased and impartial team of expert advisors is available on the phone to help you find the best health insurance plan.

Can I get Health Insurance Over 70?

Yes. Usay helps people of any age find the perfect insurance plan for them. We have options for health insurance for seniors over 70 in the UK and compare quotes from leading insurers.

What Does Private Health Insurance Cover?

Each plan is different. Private health insurance may cover private hospital treatments, diagnostic testing and specialist consultations. Your plan may also include treatments for mental health and alternative therapy as needed. Finally, your plan gives you more choice over your treatment and may mean that you get treatment faster than on the NHS. Learn more about core cover.

What's the Cheapest Health Insurance for Over 70s?

The best and most financially beneficial health insurance plan always depends on your individual circumstances. Our friendly, expert team will be happy to help you find a plan that suits you and your budget.

Why Compare Health & Life Insurance with us?

Here at Usay Compare, we can help you to compare prices and coaver from the market leading UK health and life insurance companies such as Aviva, AXA and Bupa. Our service is completely free of charge and we are totally independent and impartial.

Our unparalleled team of friendly, expert advisers are on the end of the phone, ready to guide you easily through the whole process. They will get to know your unique individual requirements, do all the hard work comparing prices and policies for you; then advise on the best and most cost-effective quote.

Secure the perfect policy at the best price.

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Health Insurance Guides

Below are our in-depth guides to help you decipher the various Health Insurances available and learn more about how they work. Don't forget our advisers are always at the end of the phone to offer free, expert advice should you prefer to speak to someone in person.

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